Why finance your commercial insurance premiums?

Commercial insurance premium financing is essentially a loan that a business takes out to purchase an insurance policy. It helps to alleviate the financial burden without negatively impacting their cash flow or assets. Premiums are paid back gradually, over a period of time.

Benefits to Customers


  • Eliminates the substantial up-front expense

  • Allows customers to leverage their assets for business operations or growth

  • Provide the required coverage without liquidating any assets or impacting cash flow

  • Multiple policies can be financed at once, allowing for one convenient payment

  • A variety of payment methods are offered

  • View the status of the loan, make a payment, or access payment history 24/7 via our online portal

  • Notices can be received via email

  • Cancellation will never be requested until all efforts have been made to contact the customer as well as the insurance agent

  • Excellent customer service

Benefits to Insurance Agents


  • We finance a wide variety of policies so it’s easier to place the customer with TMC.

  • Access to our web-based software allows review of loan status, report generation, quote generation, the printing of finance agreements, and ACH Authorization Forms.

  • Finance agreements are submitted via email and electronic signatures are accepted.

  • Funding can be provided electronically via ACH if preferred.

  • Reports and notices can be received via email or fax.

  • Flexible loan terms.

  • Cancellations are never processed before the customer and agency have been contacted.

  • Referral fees are paid to the insurance agency.

  • The TMC support email is monitored at all times, even after hours and holidays, for any special help needed by agents as well as customers.

  • Excellent customer service